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Motor Insurance

Quality Cover to Get You Back Behind the Wheel Faster

Whether you’re zipping around the city in a small car or motorbike, taking your SUV off-road on the weekends, delivering goods in a truck, or driving a sleek luxury model, you depend on your vehicle for freedom and flexibility. So, it’s great to know that if it gets damaged or is written off, you can have the cover you need to get you back on the road as soon as possible. Motor insurance includes a range of covers to suit every driver and vehicle type and can be paid annually or by the month.

Who should consider it?

If you have a car, it makes sense to protect yourself against unexpected costs with car insurance. That’s because accidents can be costly – especially when you’re at fault. If your car is involved in an accident you caused, you’ll not only have the expense of repairing your car – you’ll generally have to pay for damage to the other vehicle too.

What isn’t covered

There are exclusions. There is also often a deductible or excess and limits on cover, so check with your Guardsafe Insurance Broker.

What can it cover?

The cover provided by comprehensive insurance can vary, depending on the policy.
But here are some examples of possible cover:

  • Replacement of a lost or stolen vehicle
  • Cover to help pay for the damage you’ve caused to another person’s vehicle
  • Cover the cost of a rental car if your car needs repairing or gets stolen
  • A replacement of the same make and model for new cars that are written off within three years
  • Legal liability cover
  • Re-keying or re-coding of vehicle keys that are stolen.

Product Disclosure Statement:

A Product Disclosure Statement (PDS) is available for motor insurance and can be obtained from a Guardsafe insurance broker.

You should consider the PDS in deciding whether to acquire, or continue to hold, motor insurance.